LIBERIA UNCIVIL WAR PART II

Low Cost Alternatives to Payday Lending Tuesday, September 23 6 p.m.  Dinner              7 p.m.  Program Brooklyn Park City Council Chambers 5200 85th Avenue N Please RSVP and Share on Facebook or RSVP to Carol Woehrer, carolwoehrer@usfamily.net  The Office of the Inspector General (OIG) of the U.S. Postal Service reports that about 68 million Americans -- more than a quarter of all households -- have no checking or savings account and are underserved by the banking system. Senator Elizabeth Warren notes that "Collectively, these households spent about $89 billion in 2012 on interest and fees for non-bank financial services like payday loans and check cashing, which works out to an average of $2,412 per household. That means the average underserved household spends roughly 10 percent of its annual income on interest and fees -- about the same amount they spend on food." This forum will address the ways the Payday Lending Bill, authored by MN Senator Jeff Hayden, would reign in Payday Lending costs. The speakers will explain some of the ways individuals and families can reduce the need for using high cost lending. Senator Jeff Hayden (SD63) - Chief Author, Payday Lending Regulations The High Costs of Payday Lending, Ways the Provisions of the Payday Lending Bill Will Reign in the Costs, and Current Status of the Bill Wayne Doe Minnesota Health Insurance Program Representative Minnesota Department of Human Services Importance of Health Care Insurance for Financial and Physical Well Being and the Subsidies Available under MNsure for the Underserved Population Vicki Roscoe Erickson Vice President, Marketing TopLine Federal Credit Union Credit Unions - How They Work, How Credit Unions Compare to Banks, Low Cost Checking and Other Services Gain Control of Your Money, Your Debt, and Your Credit Resources for Managing Your Finances:  TCF Financial Learning Center, Upcoming CAPSHA Financial Literacy Classes, Financial Counseling, and Tax Assistance Please bring your questions for the Question and Answer session which will follow the speakers' presentations. Everyone is welcome.  Please invite your friends and neighbors, especially those who would like to know about resources for greater financial security. Thank you to our sponsors, Think Again MN and the Brooklyn Park Diversity Team, and to our recorder, TMZ Radio International.

Local and State Candidate Forums Forums begin at 6:30 p.m. September 16th Brooklyn Center City Hall 6301 Shingle Creek Parkway Mayor and City Council MN House Districts 40A & 40B September 18th Brooklyn Park City Hall 5200 85th Avenue North Mayor and City Council MN House Districts 36B and 40A The forums are sponsored by the Brooklyn Park, Osseo, Maple Grove and Brooklyn Center Chapter of the League of Women Voters.